1. Acceptance of Terms
By accessing and using HighRiskAutoCoverage.com, you agree to be legally bound by these Terms and Conditions. If you do not agree with the entirety of these terms, you must not use the Site.
2. Nature of Content and Disclaimer
CRITICAL DECLARATION: The information provided on this Site is for informational and educational purposes ONLY.
* No Professional Advice: The content (including articles on SR-22, FR-44, and cost comparisons) does not constitute professional legal, financial, tax, or insurance advice. Laws, rates, and regulations change constantly and vary by state.
* No Relationship: The information on this Site does not create an insured-agent or attorney-client relationship with us.
* User Responsibility: You are solely responsible for verifying the accuracy and applicability of any information contained herein with a licensed insurance agent, attorney, or your state’s DMV before making any financial or legal decisions. We assume no liability for decisions you make.
3. Intellectual Property
All content, text, graphics, logos, code, and design on the Site are the property of HighRiskAutoCoverage and are protected by copyright and intellectual property laws. You may download content for personal, non-commercial use only. You may not reproduce, modify, or distribute the content without our express written permission.
4. Prohibited Use of the Site
You agree not to use the Site for:
* Any unlawful purpose or any purpose that violates U.S. federal, state, or local laws.
* Harassing, abusing, or harming other users.
* Introducing viruses, malware, or any other malicious code.
* Attempting to gain unauthorized access to our systems or networks.
5. Limitation of Liability
HighRiskAutoCoverage and its affiliates will not be liable for any damages (direct, indirect, incidental, or consequential) resulting from:
* The use or inability to use the Site or its content.
* Any errors or omissions in the information provided.
* Any insurance or legal decisions made by you based on the Site’s content.
6. Links to Third-Party Websites
Our Site includes links to other platforms offering insurance quotes or additional information. These links are provided as a convenience, but we do not control or endorse the content, policies, or products offered by those third-party sites. You use third-party links at your own risk.